Product Description: Do you have too much month at the end of your money? Is your credit card screaming for relief? Are you tired of robbing Peter to pay Paul . . . whoever they are?
Meet Steve and Annette Economides. They’ve been called cheapskates, thriftaholics, and tightwads, but in these tough economic times, Steve and Annette have managed to feed their family of seven on just $350 per month, pay off their first house in nine years and purchase a second, larger home, buy cars with cash, take wonderful vacations, and put money in savings. Without degrees in finance or six-figure salaries, Steve and Annette have created a comfortable, debt-free life for themselves and their children. In America’s Cheapest Family Gets You Right on the Money, they show you how they did it- and how you can do it too.
Steve and Annette share many down-to-earth principles and the simple spending plan that they have used since 1982. They have taught this economizing lifestyle to thousands of people worldwide through seminars and their newsletter, and they include lots of real-life stories to make you feel as if you’re having your own private coaching session. Not only will you find solutions to your financial dilemmas, you’ll also discover a whole new way of life.
You don’t need to be a CPA or a math wizard to learn their revolutionary system, which will teach you:
- hundreds of ways to save money on everyday household expenses, including groceries, clothing, and health care - how to save in advance for major purchases such as homes, cars, and vacations - how to stop living paycheck to paycheck - how to eliminate debt . . . forever!
America’s Cheapest Family Gets You Right on the Money puts meeting your financial goals- and living well at the same time- in reach for every family.
just what i needed only 4 out of 5 stars cuz i'm not done reading it yet (so who knows!) but i found out i do a lot of smart things already, but was able to gain some GREAT information also, very easy read does not make saving $ complicated, it did have most of what i was hoping for so far (such as grocery stuff). would recommend!
Purchased for our son I read it first and it does have some good lessons on how to plan ahead for things. Not great lessons that can really be used today, but good ones.
Great resource for those willing to plan ahead This is a book I'd recommend to select readers, and which I'm happy I read. It seems to combine some basic financial advice with the general idea of consuming less, and consuming more mindfully while we're at it. The first substantive chapter is probably my favorite, all about grocery shopping. It drills down to some very specific tips for grocery shopping, but the main theme sort of screamed out at me: The more trips you make to the store, the more you spend, and specifically - the more you spend on impulse buys. Plan ahead. Make fewer trips to the store. When you're there, stick with the list! Many of the chapters were about things that I feel didn't really speak to me - buying used cars, planning inexpensive vacations, finding inexpensive medical insurance. Although I have no children yet, I really enjoyed one of the ending chapters about having children earn their weekly allowance and teaching them how to budget and save. I think that chapter's great, actually, and I hope I remember this book when I do have kids! I think the domestically-minded will enjoy this book - anyone living on one parent's income, any families (with or without kids) with an eye to living more frugally. People who are horrified by concepts of planning ahead probably won't do too much with the book's advice.
This Book Delivers What Is Promised I read this book a while ago when I took an interest in personal finance. It includes lots and lots of helpful tips like describing how to freeze food (wrap bagged bread inside a grocery bag to prevent freezer burn) and describing how they and their friends have saved money in the past. I don't know the source, but there is a triangle concerning goods. The three sides are price, quality, and time and you can't have all of them. You have to sacrifice quality if you want a better price in the same amount of time. The book emphasizes planning ahead and looking around. This book, like other books on the same topic, encourages creative thinking. Rather than going straight to a retail store to buy a new entertainment center, check yard sales, craigslist, etc. because people give those away all the time when they move. This can be applied to most purchases. A little preparation and brainstorming goes a long way. The Economides family really gets this across in their book.
Good for Newbies Didn't really glean any advice for myself, but it was a quick interesting read and I think it would be helpful to inspire frugality in those who are just learning the skill.