World Famous Comics: How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line
How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line
By: Curtis E. Arnold Publisher: FT Press Average Rating: Binding: Paperback Label: FT Press Number of Items: 1 Number of Pages: 352 Publication Date: June 16, 2008
Product Description: "This book is a must-read for credit card holders of all ages. Curtis Arnold offers insights into how consumers can not only profit financially from credit cards, but importantly, how to avoid falling into debt." --Thomas R. Evans, President and CEO of BankRate.com, Inc. "Finally, someone has written a guide for savvy consumers who want to make the most of the plastic in their wallets. Curtis Arnold explains exactly how to maximize your rewards so you're quite literally getting free money and also outlines winning strategies for negotiating the lowest interest rate and using balance transfers to your advantage. Anyone who wants to build credit, improve their credit, or profit from their credit cards should read this book." --Liz Pulliam Weston, MSN Money Personal Finance Columnist and Bestselling Author of Your Credit Score and Easy Money "Curtis Arnold is America's premier credit card expert. Whether you're trying to get your first card, compare credit offers, or figure out how to beat the credit card companies at their own game, Arnold's wisdom and insider tips will prove invaluable." --Lynnette Khalfani-Cox, The "Money Coach" and Author of The New York Times Bestseller Zero Debt: The Ultimate Guide to Financial Freedom "If you have had enough of credit card tricks and traps, this book will show you how to turn the tables. Curtis Arnold knows the credit card business inside and out and offers proven ways to put plastic to work for you, rather than against you." --Gerri Detweiler, Consumer Advocate and Author of four books on personal finance including the forthcoming book Stop Debt Collectors "For most Americans, credit cards are seen as a necessary evil. Curtis Arnold transforms that perception. Using his advice, people can get rebates, perks, better interest rates, and all kinds of benefits from their cards that they never knew were possible. This book helps you become the master of your credit cards instead of a victim." --Jordan E. Goodman, "America's Money Answers Man" and Bestselling Author of Everyone's Money Book on Credit "Curtis Arnold provides you with tips for protecting yourself from costly credit card traps, how to use credit to your advantage, and much more. This is a must-read book!" --Marcia Brixey, Author of The Money Therapist and Founder and President of Money Wise Women Educational Services Banks spend billions to entice credit card customers with rebates, freebies, low introductory rate offers, and airline miles. This book shows you how to take maximum advantage of these special deals--without paying for them through brutally high interest rates, fees, and penalties! Top independent credit card expert Curtis Arnold reveals how to creatively finance major purchases such as cars, weddings, and condos with little or no interest charges!earn huge credit card "perks" every year!and dramatically reduce your cost of credit. He offers specific advice targeted to: young consumers, retirees facing credit discrimination, Americans recovering from debt problems, and even to consumers with spotless credit. Why should huge banks and credit card companies make all the money? Get this book, and you too can start earning and saving hundreds, and possibly thousands of dollars, like Curtis has! *Unlock the keys to huge credit card savings Find the best rates and balance transfer offers--and make the most of them *Fly anywhere, finance anything Use credit cards to get free airline tickets and cash rebates or low-cost "creative financing" *Don't get ripped off--by your bank or anyone else Avoid hidden fees, costly small print, and flat-out fraud *Slash your debt, and cut your cost of credit Stop throwing away money you could be saving or investing Acknowledgments xvii About the Author xxi Chapter 1: It's Not Just Plastic--It's Money! 1 Chapter 2: Show Me the Money! Credit Card Rebates 23 Chapter 3: Unlock the Key to Huge Savings: Master Credit Card Rates and Transfer Offers 51 Chapter 4: Avoid Problems That Hinder Maximum Profits 75 Chapter 5: How to Slash Your Debt and Keep Your Hard-Earned Money for Yourself 89 Chapter 6: Watch Out: Traps and Scams Can Cost You Big Bucks! 119 Chapter 7: Start Out on the Right Foot--Credit Cards for Students and Saving for College 155 Chapter 8: Use Targeted Cards to Your Financial Advantage 179 Chapter 9: Your Credit Report and Score: The Better You Look, the More You Profit 209 Chapter 10: Maximize the Benefits of Your Cards by Taking Advantage of Additional Free Perks 237 Chapter 11: Master Advanced Card Techniques to Save and Make Money 259 Chapter 12: Capitalize on Future Card Trends 283 Glossary 301 Index 315
A Review From Curtis Arnold's PR Assistant Curtis has written a very relevant, timely message to an audience that needed this many moons ago. I have struggled with my finances in my college days like most students, and have found myself asking, "Where would I be today if I had this book in college?" Curtis has written this book as a tool for any and every consumer, but specifically the student credit chapters need to be plugged in to every university in America. It's information would prevent the next generation from experiencing what we are going through today. I recommend this book to anyone who wants to see the next generation succeed financially!
required reading for our schools This book presents a common man approach to the potental positive side of the use of credit cards. Curtis Arnold has researched and presented this unique approach not to entise one to use credit cards but rather to insure that the user receives their full benefits. Certainly, there are concerns with the improper use of credit cards, but the misuse, or lack of understanding of the consequences of using multiiple credit cards with out a strong payment approach can be quite damaging. One can compare, the usual attitlude as the denial of misuse as one of sure credit failure of one's credit rating. Our credit ratings today can determine our job opportunities as well as general every day standard of living. As a former school counselor, I highly recommend that all schools have this book in their school curriculum.
A guide to credit management and the responsible use of credit cards Credit card debt is something many Americans fear -- and justifiably so. "How You Can Profit From Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line" is a practical, effective, informative, and 'user friendly' guide to using the creator of debt to become the obliteration of debt and a boon for personal and professional financial success. A guide to credit management and the responsible use of credit cards to increase credit rating and even to make money, "How You Can Profit From Credit Cards" should be considered essential reading for anyone first starting with one or more credit cards and wanting to avoid the pitfalls of excessive and unnecessary debt.
Top Notch - A Must Read I was particularly impressed with the mountainous amount of information written in such a friendly, easy-to-read format. Curtis has done a wonderful job explaining the ins and outs of credit cards and how you can actually make a profit using them.
I've known Curtis for several years and can personally attest to his desire to help people understand the credit industry: credit cards, credit reports, credit scores, and more. I thought I knew a lot about credit cards, yet I was amazed beginning in Chapter One at Curtis' unique perspective and exemplary advice.
Everyone should learn the information in this book. Parents would do well to give copies to their children. It's that important!
Must read for those interested in all aspects of the credit world Being an avid reader and contributor of the forums for a couple years at cardratings.com I had to purchase the book and was pleased with the great material found within. It took the best of what I've learned and explains it all in a well organized manner. I point family and friends to it now, cause it explains it all much better than I can. With the help of the forums I overcome a $12000 credit debt in 2 years and over the time built a score close to 800. I enjoy having my cards earn me money instead of having debt and having the upper hand now that I know how the credit world works.
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